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Wednesday, August 31, 2011

Reality Check Please!!!

    Many people have said to David and I, "If you wait to have kids until you think you can afford them, then you will never have kids".  Our response has always been a little humorous chuckle and  and a look of "sure".  Well, yesterday David and I spent from 9:30AM until noon meeting with our financial adviser and CPA to discuss our newly formed financial bond as husband and wife, and trying to get our act together before the little one comes along.
   To sum up the day and what we learned, David said it best.  As the clock is turning to 6PM and we are still hovering over our computer with our newly improved family budget and nothing but financial paperwork, insurance, student loans that are more than our mortgage, and bills thrown across the room, David turn to me (with our final numbers crunched) and says...."are babies returnable... cause there is no room in our budget!?".  AKA...babies are expensive :)
    After a few moments of panic, we hear that funny little saying in the back of our heads.... "If you wait to have kids until you think you can afford them, then you will never have kids", and realize...oh how true it is!!!
    After a fun filled night of tweaking, and planning I'm pretty sure were going to be just fine...except my whole plan of never working again kinda fell through the cracks...boo :)

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